Products Liability Insurance

This policy indemnifies the Insured in respect of injury or damage sustained as a result of the Insureds product.

Your expert Gateway to the Lloyd's and London Market

Claims Examples

A consumer purchased an over-the-counter drug that lacked a warning on the hazards of using it with certain other drugs, and was injured when they combined it with other medication. This is considered a “failure to warn” matter

A bicycle was built with a small crack in the frame, which breaks down when the consumer rides it, injuring them. Said person feels that they have a defective product claim based on a manufacturing defect

A company making small plastic components supplied shelf brackets. Over time exposure to sunlight caused them to become very brittle and snap. One of their customers had used the brackets in very high end display cabinets leading to a large number of claims for expensive damaged porcelain and glassware

A medical institution faced action on behalf of patients alleging to they failed to place adequate safeguards on the remote tracking capabilities of its pacemakers

A class-action lawsuit was filed against a large telecommunications firm over allegations that the battery in various mobile phone devices caused them to explode and burst into flames

Transvaginal mesh is a widely prescribed treatment to address incontinence/pelvic organ prolapse in women. Some women have reported experiencing serious health issues after receiving the implants, including when mesh erodes, breaks into pieces, and cuts or perforates nearby organs

Metal-on-metal hip implants are the subject of major products liability litigation. Plaintiffs claim that debris from the product’s metal components migrates through the body and causes tissue poisoning. The products allegedly cause dangerous levels of chromium and cobalt to enter the patient’s bloodstream, resulting in a variety of debilitating conditions